Protection begins with understanding risk.
Private insurance and risk management for families, business owners and institutions.
THE ERX S³ FRAMEWORK
The sequence behind the risk.
ERX developed S³ to examine the sequence and interdependencies of decisions that shape risk. We consider family priorities, ownership, liquidity, business obligations and existing protection before structuring coverage—and revisit those decisions as circumstances change.
THE ERX FRAMEWORK
Decisions. Risk. Governance.
Sequence of Decisions™
Consider the timing and relationships among protection decisions.
Sequence of Decisions Risk™
Identify gaps, overlap and exposures that may be missed in isolation.
Sequence Governance™
Keep protection aligned as responsibilities and circumstances change.
OUR EXPERTISE
Protection with purpose.
Insurance solutions follow the exposure, not the other way around.
PERSONAL LEADERSHIP. PROFESSIONAL REACH.
Personal judgment.
Professional reach.
Michael J. Giongo directs each engagement, supported by specialized case-design, underwriting and administrative resources through ERX’s insurance distribution relationship with Simplicity Group.
How we workTHE RELATIONSHIP
Experience. Perspective. Judgment.
Over two decades of experience with private families, business owners and complex protection decisions.
Meet Michael J. Giongo
CONTACT ERX WEALTH
Begin with a private conversation.
Discuss your circumstances and what your protection needs to accomplish.
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